Buy-to-let mortgage Market Activity is Expected to Surge in 2022

Buy-to-let mortgage Market Activity is Expected to Surge in 2022

The buy-to-let market is predicted to expand further this year, and mortgage activity is set to surge in the upcoming year as well.  


Strong competition across the UK’s rental sector is pushing rental prices up, with demand continuing to outgrow supply. More landlords are looking to expand their portfolios next year or maximise their existing portfolio.  


UK Finance says there will have been a massive 83%* surge in buy-to-let lending at the start of this year, which will take the total borrowed by buy-to-let investors to £18 billion. This is the highest figure seen for 14 years and a 47%* increase above the 2020 level.


A busy year lies ahead for 2022 

This year marks the five-year anniversary of the Prudential Regulation Authority’s updated writing standards, which were introduced in 2017. Huge numbers of investors chose to lock into long-term deals, many of which will now be coming to an end this year. As a result, experts are predicting strong levels of remortgage business over the next year.  


Supply and demand  

Tenant demand will remain strong throughout 2022, as the way people live and work means people have reassessed what they need from a home. As people start to change the way they live post-pandemic, as workers return to cities for work, and large numbers of people continue to work from home, rental demand will continue to rise throughout the year.  


Buy-to-let landlords are confident that the next 12 months are worth investing in 

New research has found that two-thirds (67%)** of landlords say they are optimistic about what 2022 will bring, and 34%** of landlords plan to purchase at least one property.  

Research has shown the resilience of the UK property market, creating active opportunities for investors and property developers.

We recommend taking advantage of the current rental market conditions and investing in a buy-to-let property now.



Looking to buy-to-let? Contact our expert agents to get the best deal for you. 

*Property Reporter: ‘Buy to let mortgage market activity set to surge in 2022’

**According to a recent study from Shawbrook Bank