Research from the consumer organisation Which? claims that first time buyers are typically saving for anything up to a decade for a deposit for a home.
In a survey of more than 1,000 first time buyers, some 69 per cent said it took more than two years to build their home deposit and 23 per cent had to save for between five and 10 years.
The 'Bank of Mum and Dad' continues to play a central role as 29 per cent of first time buyers are supported by contributions from their parents and a further eight per cent are given financial help by other family members.
Which? found that the average size of a mortgage for a first time buyer was 68 per cent loan-to-value.
"Given how hard it can be to get onto the property ladder, ensuring you have the right mortgage could not be more important. Seeking independent mortgage advice early on is vital in order to know what options are open to you," says a Which? spokesman.
The organisation has launched a free interactive tool to calculate deposit saving time - you can see it here.
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