90pc of home repossessions in England are occurring in the North.
However, the total number of repossessions in England and Wales fell to 19,672 in 2015, down 51pc from 39,928 in 2014.
The findings from e.surv's latest repossession report said that the north-south divide is closing, and repossessions as a whole are falling.
However, Bolton has the worst record with 3.5 repossessions per 1,000 households, and Sunderland has 3.1 per 1,000. Liverpool and Oldham have 3.0 repossessions per 1,000 households.
Homeowners are struggling to make mortgage repayments due to lower salaries, loss of public sector jobs, manufacturing decline and the aftermath of the recession.
Richard Sexton is the director of e.surv Chartered Surveyors. He said: "In Manchester and Liverpool - two of the country's most prominent cities - repossessions are prevalent.
"However, economic conditions in the North are now receiving more attention, and the Northern Powerhouse initiative should draw more towns into the national spotlight."
Given the rate of repossessions in the region landlords may be encouraged to approach their estate agents to see how tenant demand is changing in their local area. Contact your local Whitegates office